Dam good pricing 🦫

Start small. Build your dam.

From everyday expense tracking to automatic bank feeds, choose the tools that fit the way you manage money.

Billing

Workspace size

Get started

Starter

$0Forever free

Start understanding your money.

Track spending by hand, within Starter’s free limits.

Included

  • Up to 50 new transactions a month
  • Manual transaction tracking
  • 1 account
  • 30 days of history
Start Free

Everyday budgeting

Builder

$3.99per month · Solo

Billed every month

Build better money habits.

Track as much as you need without a monthly transaction cap.

Everything in Starter, plus

  • Unlimited transactions
  • CSV imports
  • Budgets and manual tagging
  • A basic net-worth chart
Choose Builder

Sign in if you already have an account.

Deeper insights

Growth

$5.99per month · Solo

Billed every month

See the bigger financial picture.

Go beyond tracking with analytics and planning tools.

Everything in Builder, plus

  • Advanced analytics and projections
  • Custom budgets and categorization rules
  • Rental, FIRE, and compensation workspaces
Choose Growth

Sign in if you already have an account.

Automated tracking

Flow

$8.99per month · Solo

Billed every month

Less entering. More understanding.

Connect your accounts and let transactions come in automatically.

Everything in Growth, plus

  • Live bank feeds through Plaid
  • Automatic transaction imports
  • Connected-account categorization and alerts
Choose Flow

Sign in if you already have an account.

Grow with Dam

Your money journey, your pace.

  1. Start tracking

    Get familiar with your spending.

  2. Build your budget

    Track without transaction limits.

  3. See the bigger picture

    Understand patterns and plan ahead.

  4. Let it flow

    Automate your transaction tracking.

Compare

What each upgrade unlocks

Builder removes the free limits. Growth adds planning tools. Flow adds optional bank connections.

FeatureStarterBuilderGrowthFlow
New transactions each month50UnlimitedUnlimitedUnlimited
Accounts1UnlimitedUnlimitedUnlimited
Visible history30 daysFull historyFull historyFull history
Manual trackingYesYesYesYes
Budgets—YesYesYes
Manual tagging—YesYesYes
Basic net-worth chart—YesYesYes
CSV imports—YesYesYes
Advanced analytics——YesYes
Financial projections——YesYes
Custom categorization rules——YesYes
Live bank feeds———Yes
Automatic imports———Yes

Starter allows 50 new transactions each calendar month, one account, and 30 days of history. Older transactions and extra accounts stay saved and are hidden while the account is on Starter. Flow’s connected-account limit follows the seat size and is applied when you link a bank.

Your money. Your choice.

  • Start free

    Explore Dam without a paid subscription.

  • Bank linking is optional

    Track manually, import a CSV on Builder and above, or connect accounts on Flow.

  • Your privacy matters

    SmartFinanceNerd does not sell your personal information. Read the privacy policy.

  • Cancel when you need to

    Manage a subscription from billing settings. What happens after you cancel.

Get started

Start free. Move up when the month asks for more.

Starter is enough to see what comes in and what goes out. Builder, Growth, and Flow are here when you want them.