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Starter
$0Forever free
Start understanding your money.
Track spending by hand, within Starter’s free limits.
Included
- Up to 50 new transactions a month
- Manual transaction tracking
- 1 account
- 30 days of history
Dam good pricing 🦫
From everyday expense tracking to automatic bank feeds, choose the tools that fit the way you manage money.
Billing
Workspace size
Get started
$0Forever free
Start understanding your money.
Track spending by hand, within Starter’s free limits.
Included
Everyday budgeting
$3.99per month · Solo
Billed every month
Build better money habits.
Track as much as you need without a monthly transaction cap.
Everything in Starter, plus
Sign in if you already have an account.
Deeper insights
$5.99per month · Solo
Billed every month
See the bigger financial picture.
Go beyond tracking with analytics and planning tools.
Everything in Builder, plus
Sign in if you already have an account.
Automated tracking
$8.99per month · Solo
Billed every month
Less entering. More understanding.
Connect your accounts and let transactions come in automatically.
Everything in Growth, plus
Sign in if you already have an account.
Grow with Dam

Get familiar with your spending.

Track without transaction limits.

Understand patterns and plan ahead.

Automate your transaction tracking.
Compare
Builder removes the free limits. Growth adds planning tools. Flow adds optional bank connections.
| Feature | Starter | Builder | Growth | Flow |
|---|---|---|---|---|
| New transactions each month | 50 | Unlimited | Unlimited | Unlimited |
| Accounts | 1 | Unlimited | Unlimited | Unlimited |
| Visible history | 30 days | Full history | Full history | Full history |
| Manual tracking | Yes | Yes | Yes | Yes |
| Budgets | — | Yes | Yes | Yes |
| Manual tagging | — | Yes | Yes | Yes |
| Basic net-worth chart | — | Yes | Yes | Yes |
| CSV imports | — | Yes | Yes | Yes |
| Advanced analytics | — | — | Yes | Yes |
| Financial projections | — | — | Yes | Yes |
| Custom categorization rules | — | — | Yes | Yes |
| Live bank feeds | — | — | — | Yes |
| Automatic imports | — | — | — | Yes |
Starter allows 50 new transactions each calendar month, one account, and 30 days of history. Older transactions and extra accounts stay saved and are hidden while the account is on Starter. Flow’s connected-account limit follows the seat size and is applied when you link a bank.
Explore Dam without a paid subscription.
Track manually, import a CSV on Builder and above, or connect accounts on Flow.
SmartFinanceNerd does not sell your personal information. Read the privacy policy.
Manage a subscription from billing settings. What happens after you cancel.
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Starter is enough to see what comes in and what goes out. Builder, Growth, and Flow are here when you want them.